Are you starting up a small business? If this is your first go at independent business ownership, you’re likely new to the world of business insurance. Getting high-quality coverage is essential for protecting your enterprise from a host of threats and preventing just one lawsuit from ruining your finances. 

But how do you shop smartly for business insurance? In today’s blog, the insurance experts at the Mountains Plains Agency will share a few tips for how to find the right kinds of policies for your business from a reliable insurance provider. Keep reading to learn more, and if you do business in Fort Collins, Loveland, oer Crofton, connect with the Mountain Plains Agency to get a custom insurance quote for your business today!

  1. How Much Is Your Business Insurance Quote?

As you shop for business insurance policies, be sure to get quotes from multiple potential providers, and take a comprehensive look at each. As you may have noticed when shopping for auto insurance for your personal purposes, insurance quotes can vary wildly due to each potential policy offering different kinds of protection and levels of coverage. It’s not necessarily a good idea to choose the lowest quote right away, as it likely won’t offer your business the same level of coverage in an emergency. Instead, seek out a quote that strikes a balance between affordability and the comprehensiveness of the coverage it provides. 

  1. How Reliable is The Insurance Company?

Cost and coverage aren’t the only factors to consider when choosing a business insurance provider. You also want to spend some time evaluating the typical client experience offered by each potential insurance provider. How prompt and reliable are the insurance companies you’re considering? Do they have a longstanding track record of excellent service? What do their reviews say? Quality business insurance coverage isn’t worth much if you can’t trust that you’ll get prompt, courteous service in the event you need to file a claim. Seek out a business insurance provider with a good record of trustworthiness!

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  1. What Kinds Of Business Insurance Do They Offer?

While you may want only the basic types of business insurance when starting up your business, chances are that you’ll want to add more unique protection for your company as you grow over time. It’s prudent to select an insurance provider with a diverse selection of business insurance policies to make it easier for you to simply add on more coverages later on instead of having to seek out a more capable insurance company. 

At the Mountain Plains Agency, we offer a variety of types of business insurance, including:

  • Commercial property insurance
  • Commercial general liability
  • Business owner’s policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers’ compensation
  • Crime insurance

We tailor our business insurance policies to meet the comprehensive needs of each of our clients. Click the button below to learn more!

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  1. How Is Your Business Insurance Quote Calculated?

When looking at business insurance policy options, you should also ask potential providers how they’re calculating the quotes they offer you, as well as have them explicitly lay out what’s included in your policy and what’s not. This will ensure you’re getting a fair price and help you avoid any costly misunderstandings later on. 

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Choose Northern Colorado’s Top Rated Business Insurance Provider

Now that you have a better idea of how to shop smartly for business insurance for your new startup venture, why not start your vetting process with the top insurance company in Northern Colorado? The Mountain Plains Agency has proudly served the Front Range community for decades, and we’ve leveraged our track record of success and quality coverage to expand our services to locations in Nebraska and Kansas. Click the button below to get a quote from Fort Collins’ local business insurance experts today!

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