What Does Homeowners Insurance Cover?

Your home is a massive investment. Protecting your investments will prevent any unfortunate financial hardship in the case that your home is damaged or destroyed. A homeowners insurance policy covers your home, personal property, liability, and any additional living expenses. Mountain Plains Agency understands how important your home is to yourself, your family, and your financial well-being. Whether you have a condo, a mountain cabin, a townhouse, or anything in between, we will work tirelessly to find an insurance policy that works for you and your home.

Homeowners insurance can vary widely depending on what coverage you want to have. Typically, there are four key components that are covered within your homeowners insurance policy: dwelling, other structures, personal property, and liability. Each one of these has associated costs that you can discuss with your insurance agent. At Mountain Plains Agency, we want to ensure that you rest assured knowing you, your property, and your home are safe.

Here is a helpful illustration to demonstrate what you may want covered in your homeowners insurance policy.