For most people, a farm is more than just a place of business, as it may also double as a home. This is why farm and ranch insurance serves as a kind of hybrid coverage that covers you both commercially and personally. This highly customizable insurance policy from Mountain Plain Agency covers personal liability, your property, and your possessions while also providing protection for your farm machinery and livestock. Read on to discover the various ways Mountain Plain Agency’s ranch insurance protects your property.
Protection for Your Farm Machinery and Equipment
Ranch insurance protects you from damage or loss of the equipment and machinery that you use for your farm production purposes. Pretty much all your farm equipment is covered under this policy. This includes tractors, field equipment, planters, rakers, cotton pickers, and all other machinery you use on your land. In fact, if you have a truck that you use for farm work, you may be able to bundle it under this plan as part of your overall package.
Farm and ranch insurance may also function similarly to a standard home insurance plan. This means it offers protection for your home and possession in it from fire, hail, lightning, and most other forms of accidental loss. In addition to protecting your main building, this plan also covers outbuildings on your farm like your machine shed, barns, and detached garages.
Protection From Liability
Ranch insurance from Mountain Plain Agency may also provide protection from various forms of liability due to injury to workers and employees on your property. This covers medical expenses and compensation costs for bodily injury and property damage.
For more than 13 years, Mountain Plains Agency has been helping ranch owners protect their farm and property by providing various types of insurance solutions. We offer an extensive array of insurance options and our plans are fully customizable. This way, we can always curate the perfect coverage for you based on your specific needs. Call our team or contact us online to get answers to any questions you may have about our ranch insurance solution.